Call reports 2020
BONANZA VALLEY STATE BANK — 2020
What BONANZA VALLEY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 67,210,000 | 68,984,000 | 72,094,000 | 73,899,000 |
| Total loans | 53,368,000 | 55,646,000 | 56,277,000 | 52,965,000 |
| Allowance for loan losses | 504,000 | 496,000 | 517,000 | 521,000 |
| Securities available for sale | 5,496,000 | 5,507,000 | 5,246,000 | 6,876,000 |
| Securities held to maturity | 13,000 | 13,000 | 13,000 | 13,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,890,000 | 57,549,000 | 60,865,000 | 62,751,000 |
| Interest-bearing deposits | 55,232,000 | 57,101,000 | 60,378,000 | 62,455,000 |
| Noninterest-bearing deposits | 658,000 | 448,000 | 487,000 | 296,000 |
| Equity capital | 6,158,000 | 6,400,000 | 6,388,000 | 6,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 837,000 | 1,663,000 | 2,472,000 | 3,248,000 |
| Interest expense | 210,000 | 411,000 | 606,000 | 791,000 |
| Net interest income | 627,000 | 1,252,000 | 1,866,000 | 2,457,000 |
| Noninterest income | 25,000 | 46,000 | 81,000 | 105,000 |
| Noninterest expense | 435,000 | 866,000 | 1,330,000 | 1,728,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 217,000 | 432,000 | 617,000 | 834,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 217,000 | 432,000 | 617,000 | 834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,933,000 | 6,147,000 | 6,132,000 | 6,093,000 |
| Total capital | 6,437,000 | 6,642,000 | 6,649,000 | 6,614,000 |
| Risk-weighted assets | 53,263,000 | 54,361,000 | 54,104,000 | 51,201,000 |