Call reports 2018
BONANZA VALLEY STATE BANK — 2018
What BONANZA VALLEY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 65,911,000 | 63,196,000 | 63,750,000 | 63,364,000 |
| Total loans | 49,578,000 | 50,117,000 | 52,488,000 | 53,212,000 |
| Allowance for loan losses | 421,000 | 449,000 | 428,000 | 472,000 |
| Securities available for sale | 6,352,000 | 7,139,000 | 5,930,000 | 5,985,000 |
| Securities held to maturity | 22,000 | 22,000 | 22,000 | 22,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,746,000 | 55,273,000 | 54,923,000 | 54,222,000 |
| Interest-bearing deposits | 57,525,000 | 55,062,000 | 54,507,000 | 53,935,000 |
| Noninterest-bearing deposits | 221,000 | 211,000 | 416,000 | 287,000 |
| Equity capital | 5,561,000 | 5,304,000 | 5,478,000 | 5,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 724,000 | 1,485,000 | 2,263,000 | 3,080,000 |
| Interest expense | 157,000 | 318,000 | 490,000 | 666,000 |
| Net interest income | 567,000 | 1,167,000 | 1,773,000 | 2,414,000 |
| Noninterest income | 24,000 | 52,000 | 84,000 | 143,000 |
| Noninterest expense | 457,000 | 896,000 | 1,278,000 | 1,648,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 119,000 | 293,000 | 535,000 | 850,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 119,000 | 293,000 | 535,000 | 850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,570,000 | 5,293,000 | 5,535,000 | 5,850,000 |
| Total capital | 5,991,000 | 5,742,000 | 5,963,000 | 6,322,000 |
| Risk-weighted assets | 50,944,000 | 50,647,000 | 52,178,000 | 52,042,000 |