Call reports 2017
BONANZA VALLEY STATE BANK — 2017
What BONANZA VALLEY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 60,605,000 | 60,414,000 | 65,957,000 | 65,625,000 |
| Total loans | 46,986,000 | 49,890,000 | 49,455,000 | 48,640,000 |
| Allowance for loan losses | 429,000 | 447,000 | 391,000 | 428,000 |
| Securities available for sale | 6,937,000 | 5,907,000 | 5,883,000 | 5,848,000 |
| Securities held to maturity | 25,000 | 25,000 | 25,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,990,000 | 52,370,000 | 57,658,000 | 57,213,000 |
| Interest-bearing deposits | 51,569,000 | 52,168,000 | 57,429,000 | 56,986,000 |
| Noninterest-bearing deposits | 421,000 | 202,000 | 229,000 | 227,000 |
| Equity capital | 5,614,000 | 5,420,000 | 5,645,000 | 5,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 693,000 | 1,401,000 | 2,169,000 | 2,884,000 |
| Interest expense | 137,000 | 279,000 | 431,000 | 583,000 |
| Net interest income | 556,000 | 1,122,000 | 1,738,000 | 2,301,000 |
| Noninterest income | 29,000 | 53,000 | 80,000 | 111,000 |
| Noninterest expense | 382,000 | 781,000 | 1,170,000 | 1,573,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 105,000 |
| Pretax income | 173,000 | 339,000 | 563,000 | 739,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 173,000 | 339,000 | 563,000 | 739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,633,000 | 5,339,000 | 5,563,000 | 5,739,000 |
| Total capital | 6,062,000 | 5,786,000 | 5,954,000 | 6,167,000 |
| Risk-weighted assets | 48,397,000 | 49,549,000 | 49,824,000 | 49,165,000 |