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Call reports 2006

BONANZA VALLEY STATE BANK — 2006

What BONANZA VALLEY STATE BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/4f471e82-9e37-47b5-b47c-06a1e4d2815f/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets32,209,00032,609,00035,409,00034,777,000
Total loans25,466,00025,682,00027,780,00027,540,000
Allowance for loan losses338,000337,000318,000269,000
Securities available for sale3,341,0002,303,0003,509,0004,270,000
Securities held to maturity0000
Trading assets0000
Total deposits25,907,00026,258,00029,289,00028,180,000
Interest-bearing deposits24,014,00024,471,00027,119,00025,836,000
Noninterest-bearing deposits1,893,0001,787,0002,170,0002,344,000
Equity capital2,587,0002,645,0002,733,0002,940,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income519,0001,056,0001,633,0002,228,000
Interest expense212,000450,000715,0001,005,000
Net interest income307,000606,000918,0001,223,000
Noninterest income36,00074,000109,000145,000
Noninterest expense228,000491,000773,0001,062,000
Provision for loan losses0000
Pretax income115,000189,000254,000306,000
Income tax0000
Net income115,000189,000254,000306,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital2,626,0002,689,0002,754,0002,956,000
Total capital2,964,0003,026,0003,072,0003,225,000
Risk-weighted assets28,839,00029,070,00031,378,00031,022,000

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