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Call reports 2005

BONANZA VALLEY STATE BANK — 2005

What BONANZA VALLEY STATE BANK reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/4f471e82-9e37-47b5-b47c-06a1e4d2815f/2005

Balance sheet

What the bank holds and owes at quarter end

Measure2005Q12005Q22005Q32005Q4
Total assets30,436,00030,545,00031,926,00032,423,000
Total loans21,675,00023,129,00025,357,00024,740,000
Allowance for loan losses334,000340,000340,000339,000
Securities available for sale2,860,0003,126,0003,071,0003,584,000
Securities held to maturity0000
Trading assets0000
Total deposits24,139,00024,271,00025,570,00025,555,000
Interest-bearing deposits21,468,00022,170,00023,675,00023,477,000
Noninterest-bearing deposits2,671,0002,101,0001,895,0002,078,000
Equity capital2,492,0002,491,0002,598,0002,627,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2005Q12005Q22005Q32005Q4
Interest income419,000879,0001,361,0001,866,000
Interest expense156,000330,000521,000730,000
Net interest income263,000549,000840,0001,136,000
Noninterest income46,00078,000122,000163,000
Noninterest expense204,000416,000640,000934,000
Provision for loan losses0000
Pretax income105,000210,000321,000364,000
Income tax0000
Net income105,000210,000321,000364,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2005Q12005Q22005Q32005Q4
Tier 1 capital2,524,0002,510,0002,621,0002,664,000
Total capital2,842,0002,843,0002,961,0003,003,000
Risk-weighted assets25,415,00026,612,00028,871,00028,422,000

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