Call reports 2012
TEXAS COASTAL BANK — 2012
What TEXAS COASTAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 29,040,000 | 27,062,000 |
| Total loans | 18,283,000 | 16,706,000 |
| Allowance for loan losses | 385,000 | 368,000 |
| Securities available for sale | 2,108,000 | 2,097,000 |
| Securities held to maturity | 948,000 | 921,000 |
| Trading assets | 0 | 0 |
| Total deposits | 26,725,000 | 24,986,000 |
| Interest-bearing deposits | 19,188,000 | 17,608,000 |
| Noninterest-bearing deposits | 7,537,000 | 7,378,000 |
| Equity capital | 2,050,000 | 1,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 343,000 | 648,000 |
| Interest expense | 43,000 | 84,000 |
| Net interest income | 300,000 | 564,000 |
| Noninterest income | 39,000 | 78,000 |
| Noninterest expense | 488,000 | 1,040,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -149,000 | -398,000 |
| Income tax | 2,000 | 5,000 |
| Net income | -151,000 | -403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 1,800,000 | 1,551,000 |
| Total capital | 2,046,000 | 1,779,000 |
| Risk-weighted assets | 19,540,000 | 18,135,000 |