Call reports 2011
TEXAS COASTAL BANK — 2011
What TEXAS COASTAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 32,185,000 | 31,862,000 | 30,195,000 | 29,260,000 |
| Total loans | 19,688,000 | 19,887,000 | 19,406,000 | 19,089,000 |
| Allowance for loan losses | 396,000 | 383,000 | 404,000 | 403,000 |
| Securities available for sale | 2,858,000 | 2,855,000 | 2,396,000 | 2,255,000 |
| Securities held to maturity | 1,813,000 | 1,771,000 | 1,669,000 | 1,244,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,900,000 | 29,478,000 | 27,334,000 | 26,821,000 |
| Interest-bearing deposits | 22,301,000 | 21,567,000 | 19,573,000 | 19,028,000 |
| Noninterest-bearing deposits | 7,599,000 | 7,911,000 | 7,761,000 | 7,793,000 |
| Equity capital | 2,183,000 | 2,095,000 | 2,608,000 | 2,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 372,000 | 735,000 | 1,089,000 | 1,492,000 |
| Interest expense | 64,000 | 119,000 | 169,000 | 214,000 |
| Net interest income | 308,000 | 616,000 | 920,000 | 1,278,000 |
| Noninterest income | 52,000 | 101,000 | 138,000 | 177,000 |
| Noninterest expense | 453,000 | 914,000 | 1,417,000 | 1,880,000 |
| Provision for loan losses | 6,000 | 64,000 | 80,000 | 80,000 |
| Pretax income | -99,000 | -261,000 | -439,000 | -505,000 |
| Income tax | -40,000 | -97,000 | -157,000 | 189,000 |
| Net income | -59,000 | -164,000 | -282,000 | -694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,137,000 | 2,032,000 | 2,178,000 | 1,946,000 |
| Total capital | 2,423,000 | 2,311,000 | 2,452,000 | 2,198,000 |
| Risk-weighted assets | 22,014,000 | 22,381,000 | 21,679,000 | 20,014,000 |