Call reports 2018

VALLEY BANK OF RONAN — 2018

Name: VALLEY BANK OF RONAN — FFIEC call report 2018
Creator: VALLEY BANK OF RONAN

What VALLEY BANK OF RONAN reported to the FFIEC in 2018, quarter by quarter.

PERIOD: 2018SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/4f162780-72f8-4652-9367-43be5ca1798b/2018

Balance sheet

What the bank holds and owes at quarter end

Measure	2018Q1	2018Q2	2018Q3	2018Q4
Total assets	101,798,000	103,370,000	105,702,000	106,901,000
Total loans	58,559,000	60,691,000	61,187,000	58,227,000
Allowance for loan losses	872,000	907,000	924,000	953,000
Securities available for sale	6,000	6,000	6,000	6,000
Securities held to maturity	7,414,000	7,409,000	7,202,000	7,203,000
Trading assets	0	0	0	0
Total deposits	91,240,000	92,697,000	94,756,000	95,927,000
Interest-bearing deposits	54,720,000	55,235,000	54,221,000	54,627,000
Noninterest-bearing deposits	36,520,000	37,462,000	40,535,000	41,300,000
Equity capital	10,329,000	10,566,000	10,835,000	10,888,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2018Q1	2018Q2	2018Q3	2018Q4
Interest income	1,019,000	2,141,000	3,291,000	4,464,000
Interest expense	20,000	39,000	58,000	83,000
Net interest income	999,000	2,102,000	3,233,000	4,381,000
Noninterest income	207,000	417,000	647,000	866,000
Noninterest expense	936,000	1,891,000	2,863,000	3,905,000
Provision for loan losses	15,000	30,000	45,000	60,000
Pretax income	255,000	598,000	972,000	1,282,000
Income tax	105,000	210,000	315,000	312,000
Net income	150,000	388,000	657,000	970,000

Basel measures — not reported for every quarter

Measure	2018Q1	2018Q2	2018Q3	2018Q4
Tier 1 capital	9,951,000	10,028,000	10,307,000	10,386,000
Total capital	10,685,000	10,783,000	11,074,000	11,126,000
Risk-weighted assets	58,626,000	60,319,000	61,266,000	58,993,000