Call reports 2015
FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF WAKEENEY — 2015
What FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF WAKEENEY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 31,537,000 | 31,159,000 | 30,345,000 | 29,518,000 |
| Total loans | 9,518,000 | 10,054,000 | 10,180,000 | 10,274,000 |
| Allowance for loan losses | 152,000 | 152,000 | 152,000 | 152,000 |
| Securities available for sale | 1,442,000 | 1,419,000 | 1,391,000 | 1,364,000 |
| Securities held to maturity | 11,245,000 | 11,824,000 | 11,217,000 | 10,464,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,601,000 | 27,233,000 | 26,415,000 | 25,605,000 |
| Interest-bearing deposits | 25,259,000 | 24,708,000 | 23,958,000 | 23,076,000 |
| Noninterest-bearing deposits | 2,342,000 | 2,525,000 | 2,457,000 | 2,529,000 |
| Equity capital | 3,507,000 | 3,492,000 | 3,482,000 | 3,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 173,000 | 353,000 | 538,000 | 725,000 |
| Interest expense | 15,000 | 28,000 | 39,000 | 50,000 |
| Net interest income | 158,000 | 325,000 | 499,000 | 675,000 |
| Noninterest income | 13,000 | 22,000 | 33,000 | 43,000 |
| Noninterest expense | 195,000 | 382,000 | 574,000 | 762,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -24,000 | -35,000 | -42,000 | -42,000 |
| Income tax | 0 | 0 | 0 | -1,000 |
| Net income | -24,000 | -35,000 | -42,000 | -41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,490,000 | 3,478,000 | 3,471,000 | 3,472,000 |
| Total capital | 3,618,000 | 3,602,000 | 3,592,000 | 3,593,000 |
| Risk-weighted assets | 9,996,000 | 9,872,000 | 9,649,000 | 9,720,000 |