Call reports 2012
FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF WAKEENEY — 2012
What FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF WAKEENEY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 31,062,000 | 32,306,000 | 32,090,000 | 30,873,000 |
| Total loans | 10,826,000 | 10,508,000 | 10,628,000 | 10,444,000 |
| Allowance for loan losses | 152,000 | 152,000 | 152,000 | 152,000 |
| Securities available for sale | 2,398,000 | 2,391,000 | 2,383,000 | 2,345,000 |
| Securities held to maturity | 11,806,000 | 11,711,000 | 12,136,000 | 12,465,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,967,000 | 28,236,000 | 27,991,000 | 26,857,000 |
| Interest-bearing deposits | 24,831,000 | 25,280,000 | 25,569,000 | 25,357,000 |
| Noninterest-bearing deposits | 2,136,000 | 2,956,000 | 2,422,000 | 1,500,000 |
| Equity capital | 3,739,000 | 3,719,000 | 3,714,000 | 3,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 236,000 | 453,000 | 679,000 | 889,000 |
| Interest expense | 40,000 | 76,000 | 110,000 | 142,000 |
| Net interest income | 196,000 | 377,000 | 569,000 | 747,000 |
| Noninterest income | 16,000 | 29,000 | 48,000 | 63,000 |
| Noninterest expense | 213,000 | 424,000 | 633,000 | 844,000 |
| Provision for loan losses | -5,000 | -5,000 | 0 | 0 |
| Pretax income | 4,000 | -13,000 | -16,000 | -34,000 |
| Income tax | 0 | 1,000 | 4,000 | 4,000 |
| Net income | 4,000 | -14,000 | -20,000 | -38,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,702,000 | 3,683,000 | 3,677,000 | 3,659,000 |
| Total capital | 3,856,000 | 3,837,000 | 3,826,000 | 3,794,000 |
| Risk-weighted assets | 11,745,000 | 11,782,000 | 11,630,000 | 10,899,000 |