Call reports 2025
VERITEX COMMUNITY BANK — 2025
What VERITEX COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Total assets | 12,561,209,000 | 12,482,233,000 | 12,714,902,000 |
| Total loans | 9,469,683,000 | 9,522,520,000 | 9,659,733,000 |
| Allowance for loan losses | 111,773,000 | 112,262,000 | 115,135,000 |
| Securities available for sale | 1,284,360,000 | 1,242,285,000 | 1,153,363,000 |
| Securities held to maturity | 178,797,000 | 176,519,000 | 174,875,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 10,696,190,000 | 10,451,059,000 | 10,814,840,000 |
| Interest-bearing deposits | 8,346,478,000 | 8,284,626,000 | 8,584,760,000 |
| Noninterest-bearing deposits | 2,349,712,000 | 2,166,433,000 | 2,230,080,000 |
| Equity capital | 1,715,643,000 | 1,727,601,000 | 1,762,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Interest income | 173,707,000 | 348,813,000 | 529,151,000 |
| Interest expense | 75,460,000 | 152,192,000 | 231,206,000 |
| Net interest income | 98,247,000 | 196,621,000 | 297,945,000 |
| Noninterest income | 13,137,000 | 25,985,000 | 39,627,000 |
| Noninterest expense | 65,692,000 | 131,705,000 | 206,324,000 |
| Provision for loan losses | 4,000,000 | 5,750,000 | 18,250,000 |
| Pretax income | 40,560,000 | 82,550,000 | 108,995,000 |
| Income tax | 9,247,000 | 18,302,000 | 24,771,000 |
| Net income | 31,313,000 | 64,248,000 | 84,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Tier 1 capital | 1,331,533,000 | 1,342,431,000 | 1,368,216,000 |
| Total capital | 1,450,709,000 | 1,462,950,000 | 1,493,221,000 |
| Risk-weighted assets | 11,273,338,000 | 11,394,056,000 | 11,614,459,000 |