Call reports 2021
VERITEX COMMUNITY BANK — 2021
What VERITEX COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 9,232,171,000 | 9,343,395,000 | 9,565,473,000 | 9,754,099,000 |
| Total loans | 6,989,711,000 | 7,135,492,000 | 7,385,688,000 | 7,411,029,000 |
| Allowance for loan losses | 104,936,000 | 99,543,000 | 93,771,000 | 77,754,000 |
| Securities available for sale | 1,043,951,000 | 1,077,239,000 | 1,048,488,000 | 993,058,000 |
| Securities held to maturity | 33,909,000 | 48,638,000 | 55,257,000 | 59,436,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,032,358,000 | 7,093,073,000 | 7,272,389,000 | 7,408,506,000 |
| Interest-bearing deposits | 4,732,851,000 | 4,590,834,000 | 4,875,827,000 | 4,852,892,000 |
| Noninterest-bearing deposits | 2,299,507,000 | 2,502,239,000 | 2,396,562,000 | 2,555,614,000 |
| Equity capital | 1,369,407,000 | 1,419,234,000 | 1,453,969,000 | 1,495,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 75,619,000 | 151,795,000 | 231,568,000 | 316,458,000 |
| Interest expense | 6,854,000 | 12,768,000 | 18,138,000 | 23,276,000 |
| Net interest income | 68,765,000 | 139,027,000 | 213,430,000 | 293,182,000 |
| Noninterest income | 13,918,000 | 25,851,000 | 41,220,000 | 56,804,000 |
| Noninterest expense | 38,712,000 | 79,424,000 | 119,846,000 | 163,865,000 |
| Provision for loan losses | 0 | 0 | 0 | -3,349,000 |
| Pretax income | 44,336,000 | 85,296,000 | 134,822,000 | 190,415,000 |
| Income tax | 9,740,000 | 18,341,000 | 28,270,000 | 39,685,000 |
| Net income | 34,596,000 | 66,955,000 | 106,552,000 | 150,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 914,655,000 | 950,947,000 | 994,810,000 | 994,351,000 |
| Total capital | — | 1,030,594,000 | 1,068,655,000 | 1,053,871,000 |
| Risk-weighted assets | — | 8,907,050,000 | 9,419,822,000 | 9,486,481,000 |