Call reports 2019
VERITEX COMMUNITY BANK — 2019
What VERITEX COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 7,929,968,000 | 8,013,587,000 | 7,958,983,000 | 7,951,294,000 |
| Total loans | 5,864,613,000 | 5,939,374,000 | 5,898,319,000 | 5,935,285,000 |
| Allowance for loan losses | 21,603,000 | 24,712,000 | 26,243,000 | 29,834,000 |
| Securities available for sale | 924,328,000 | 987,060,000 | 990,274,000 | 964,365,000 |
| Securities held to maturity | 26,343,000 | 33,219,000 | 33,119,000 | 32,965,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,381,393,000 | 6,184,766,000 | 5,892,550,000 | 5,940,359,000 |
| Interest-bearing deposits | 4,895,055,000 | 4,688,420,000 | 4,404,720,000 | 4,337,850,000 |
| Noninterest-bearing deposits | 1,486,338,000 | 1,496,346,000 | 1,487,830,000 | 1,602,509,000 |
| Equity capital | 1,232,490,000 | 1,261,213,000 | 1,260,291,000 | 1,288,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 95,212,000 | 191,375,000 | 287,006,000 | 378,736,000 |
| Interest expense | 21,212,000 | 44,952,000 | 68,698,000 | 89,018,000 |
| Net interest income | 74,000,000 | 146,423,000 | 218,308,000 | 289,718,000 |
| Noninterest income | 9,256,000 | 15,932,000 | 24,362,000 | 29,435,000 |
| Noninterest expense | 61,815,000 | 101,217,000 | 135,405,000 | 169,101,000 |
| Provision for loan losses | 5,012,000 | 8,347,000 | 18,021,000 | 21,514,000 |
| Pretax income | 15,657,000 | 51,377,000 | 87,830,000 | 127,011,000 |
| Income tax | 3,327,000 | 10,983,000 | 18,883,000 | 27,062,000 |
| Net income | 12,330,000 | 40,394,000 | 68,947,000 | 99,949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 791,942,000 | 810,888,000 | 804,676,000 | 840,126,000 |
| Total capital | 813,545,000 | 836,478,000 | 831,797,000 | 870,838,000 |
| Risk-weighted assets | 6,806,422,000 | 6,668,866,000 | 6,929,553,000 | 7,002,159,000 |