Call reports 2015
VERITEX COMMUNITY BANK — 2015
What VERITEX COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 808,433,000 | 822,629,000 | 1,009,045,000 | 1,039,413,000 |
| Total loans | 617,954,000 | 647,017,000 | 755,910,000 | 823,337,000 |
| Allowance for loan losses | 6,006,000 | 6,193,000 | 6,214,000 | 6,772,000 |
| Securities available for sale | 53,391,000 | 59,299,000 | 61,023,000 | 75,813,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 695,154,000 | 695,987,000 | 865,210,000 | 882,921,000 |
| Interest-bearing deposits | 426,523,000 | 432,187,000 | 542,743,000 | 567,042,000 |
| Noninterest-bearing deposits | 268,631,000 | 263,800,000 | 322,467,000 | 315,879,000 |
| Equity capital | 96,029,000 | 98,062,000 | 122,658,000 | 125,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,618,000 | 15,449,000 | 24,989,000 | 35,082,000 |
| Interest expense | 664,000 | 1,359,000 | 2,187,000 | 3,086,000 |
| Net interest income | 6,954,000 | 14,090,000 | 22,802,000 | 31,996,000 |
| Noninterest income | 756,000 | 1,372,000 | 2,414,000 | 3,534,000 |
| Noninterest expense | 4,733,000 | 9,307,000 | 14,835,000 | 20,426,000 |
| Provision for loan losses | 110,000 | 258,000 | 258,000 | 868,000 |
| Pretax income | 2,874,000 | 5,904,000 | 10,130,000 | 14,243,000 |
| Income tax | 763,000 | 1,765,000 | 3,188,000 | 4,571,000 |
| Net income | 2,111,000 | 4,139,000 | 6,942,000 | 9,672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,229,000 | 78,452,000 | 95,556,000 | 97,655,000 |
| Total capital | 82,235,000 | 84,645,000 | 101,770,000 | 104,427,000 |
| Risk-weighted assets | 637,218,000 | 671,706,000 | 766,089,000 | 836,208,000 |