Call reports 2025
FFB BANK — 2025
What FFB BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,557,746,000 | 1,480,760,000 | 1,508,283,000 | 1,579,389,000 |
| Total loans | 1,088,495,000 | 1,088,423,000 | 1,142,052,000 | 1,192,315,000 |
| Allowance for loan losses | 12,913,000 | 15,330,000 | 15,302,000 | 17,180,000 |
| Securities available for sale | 310,928,000 | 251,389,000 | 247,632,000 | 240,409,000 |
| Securities held to maturity | 2,899,000 | 2,788,000 | 650,000 | 589,000 |
| Trading assets | 19,000 | 0 | 0 | 0 |
| Total deposits | 1,321,719,000 | 1,240,627,000 | 1,259,514,000 | 1,344,127,000 |
| Interest-bearing deposits | 494,977,000 | 475,348,000 | 500,024,000 | 557,399,000 |
| Noninterest-bearing deposits | 826,742,000 | 765,279,000 | 759,490,000 | 786,728,000 |
| Equity capital | 209,424,000 | 204,275,000 | 214,926,000 | 220,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 22,273,000 | 44,244,000 | 66,274,000 | 88,694,000 |
| Interest expense | 2,922,000 | 6,336,000 | 9,859,000 | 13,617,000 |
| Net interest income | 19,351,000 | 37,908,000 | 56,415,000 | 75,077,000 |
| Noninterest income | 9,575,000 | 19,061,000 | 24,500,000 | 29,758,000 |
| Noninterest expense | 16,388,000 | 32,076,000 | 46,281,000 | 60,942,000 |
| Provision for loan losses | 1,246,000 | 4,268,000 | 4,812,000 | 8,342,000 |
| Pretax income | 11,375,000 | 20,329,000 | 29,382,000 | 34,704,000 |
| Income tax | 2,901,000 | 5,444,000 | 7,892,000 | 9,576,000 |
| Net income | 8,474,000 | 14,885,000 | 21,490,000 | 25,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 226,641,000 | 222,140,000 | 229,256,000 | 233,179,000 |
| Total capital | 239,853,000 | 236,498,000 | 243,825,000 | 248,327,000 |
| Risk-weighted assets | 1,137,048,000 | 1,147,247,000 | 1,164,242,000 | 1,208,907,000 |