Call reports 2023
FFB BANK — 2023
What FFB BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,277,024,000 | 1,302,352,000 | 1,307,118,000 | 1,362,433,000 |
| Total loans | 857,962,000 | 871,786,000 | 894,206,000 | 924,713,000 |
| Allowance for loan losses | 9,271,000 | 9,767,000 | 9,896,000 | 9,966,000 |
| Securities available for sale | 325,127,000 | 300,772,000 | 286,750,000 | 322,878,000 |
| Securities held to maturity | 3,447,000 | 3,272,000 | 3,261,000 | 3,127,000 |
| Trading assets | 13,000 | 14,000 | 15,000 | 19,000 |
| Total deposits | 1,103,076,000 | 1,081,894,000 | 1,134,874,000 | 1,147,121,000 |
| Interest-bearing deposits | 339,894,000 | 356,031,000 | 394,679,000 | 369,663,000 |
| Noninterest-bearing deposits | 763,182,000 | 725,863,000 | 740,195,000 | 777,458,000 |
| Equity capital | 135,848,000 | 144,876,000 | 148,512,000 | 166,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 16,517,000 | 34,893,000 | 53,327,000 | 72,654,000 |
| Interest expense | 1,271,000 | 2,790,000 | 4,783,000 | 7,265,000 |
| Net interest income | 15,246,000 | 32,103,000 | 48,544,000 | 65,389,000 |
| Noninterest income | 5,876,000 | 14,701,000 | 21,151,000 | 28,187,000 |
| Noninterest expense | 8,713,000 | 19,359,000 | 29,438,000 | 40,456,000 |
| Provision for loan losses | 400,000 | 1,025,000 | 1,225,000 | 2,061,000 |
| Pretax income | 10,872,000 | 24,589,000 | 37,248,000 | 48,228,000 |
| Income tax | 2,820,000 | 6,694,000 | 10,181,000 | 13,248,000 |
| Net income | 8,052,000 | 17,895,000 | 27,067,000 | 34,980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 158,102,000 | 168,326,000 | 177,921,000 | 186,137,000 |
| Total capital | 167,897,000 | 178,604,000 | 188,280,000 | 196,500,000 |
| Risk-weighted assets | 918,861,000 | 946,159,000 | 970,817,000 | 994,274,000 |