Call reports 2022
FFB BANK — 2022
What FFB BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,101,651,000 | 1,143,307,000 | 1,187,273,000 | 1,293,158,000 |
| Total loans | 696,249,000 | 726,274,000 | 773,573,000 | 853,616,000 |
| Allowance for loan losses | 9,785,000 | 9,755,000 | 9,738,000 | 9,914,000 |
| Securities available for sale | 287,998,000 | 316,627,000 | 335,880,000 | 340,360,000 |
| Securities held to maturity | 3,977,000 | 3,652,000 | 3,642,000 | 3,483,000 |
| Trading assets | 11,000 | 10,000 | 10,000 | 11,000 |
| Total deposits | 963,768,000 | 1,005,573,000 | 1,046,276,000 | 1,084,976,000 |
| Interest-bearing deposits | 349,620,000 | 308,175,000 | 320,308,000 | 344,150,000 |
| Noninterest-bearing deposits | 614,148,000 | 697,398,000 | 725,968,000 | 740,826,000 |
| Equity capital | 122,391,000 | 118,877,000 | 118,750,000 | 126,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 11,216,000 | 22,574,000 | 35,783,000 | 51,144,000 |
| Interest expense | 208,000 | 399,000 | 613,000 | 1,200,000 |
| Net interest income | 11,008,000 | 22,175,000 | 35,170,000 | 49,944,000 |
| Noninterest income | 3,257,000 | 6,748,000 | 10,442,000 | 13,644,000 |
| Noninterest expense | 5,866,000 | 11,390,000 | 18,188,000 | 25,004,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 8,399,000 | 17,533,000 | 27,424,000 | 37,979,000 |
| Income tax | 2,274,000 | 4,863,000 | 7,507,000 | 10,107,000 |
| Net income | 6,125,000 | 12,670,000 | 19,917,000 | 27,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,687,000 | 136,548,000 | 144,118,000 | 149,435,000 |
| Total capital | 139,305,000 | 146,323,000 | 153,876,000 | 159,369,000 |
| Risk-weighted assets | 769,289,000 | 814,815,000 | 886,270,000 | 972,818,000 |