Call reports 2021
FFB BANK — 2021
What FFB BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 957,156,000 | 988,014,000 | 1,022,685,000 | 1,079,350,000 |
| Total loans | 687,036,000 | 702,567,000 | 700,284,000 | 727,083,000 |
| Allowance for loan losses | 8,698,000 | 9,385,000 | 9,785,000 | 9,785,000 |
| Securities available for sale | 227,771,000 | 244,974,000 | 264,170,000 | 287,946,000 |
| Securities held to maturity | 5,662,000 | 6,644,000 | 5,066,000 | 4,023,000 |
| Trading assets | 10,000 | 10,000 | 11,000 | 12,000 |
| Total deposits | 840,350,000 | 867,664,000 | 896,335,000 | 938,774,000 |
| Interest-bearing deposits | 324,812,000 | 337,289,000 | 338,669,000 | 342,504,000 |
| Noninterest-bearing deposits | 515,538,000 | 530,375,000 | 557,666,000 | 596,270,000 |
| Equity capital | 106,410,000 | 114,595,000 | 120,425,000 | 125,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,932,000 | 20,027,000 | 30,463,000 | 41,557,000 |
| Interest expense | 228,000 | 439,000 | 648,000 | 862,000 |
| Net interest income | 9,704,000 | 19,588,000 | 29,815,000 | 40,695,000 |
| Noninterest income | 1,466,000 | 5,102,000 | 7,398,000 | 9,675,000 |
| Noninterest expense | 4,437,000 | 8,902,000 | 13,320,000 | 18,523,000 |
| Provision for loan losses | 850,000 | 1,600,000 | 2,000,000 | 2,000,000 |
| Pretax income | 6,195,000 | 14,485,000 | 22,188,000 | 30,142,000 |
| Income tax | 1,666,000 | 3,908,000 | 6,044,000 | 8,260,000 |
| Net income | 4,529,000 | 10,577,000 | 16,144,000 | 21,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,866,000 | 111,180,000 | 116,972,000 | 122,951,000 |
| Total capital | 111,518,000 | 118,855,000 | 125,491,000 | 132,497,000 |
| Risk-weighted assets | 530,116,000 | 612,274,000 | 680,254,000 | 763,420,000 |