Call reports 2020
FFB BANK — 2020
What FFB BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 547,758,000 | 756,661,000 | 830,913,000 | 871,735,000 |
| Total loans | 398,629,000 | 586,121,000 | 612,814,000 | 617,038,000 |
| Allowance for loan losses | 4,945,000 | 5,788,000 | 6,538,000 | 7,848,000 |
| Securities available for sale | 110,291,000 | 131,522,000 | 175,012,000 | 216,716,000 |
| Securities held to maturity | 9,746,000 | 8,167,000 | 7,156,000 | 6,092,000 |
| Trading assets | 6,000 | 6,000 | 6,000 | 7,000 |
| Total deposits | 471,988,000 | 680,280,000 | 754,557,000 | 729,848,000 |
| Interest-bearing deposits | 178,079,000 | 264,435,000 | 307,193,000 | 279,334,000 |
| Noninterest-bearing deposits | 293,909,000 | 415,845,000 | 447,364,000 | 450,514,000 |
| Equity capital | 55,268,000 | 59,246,000 | 63,074,000 | 104,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,140,000 | 12,920,000 | 20,246,000 | 28,735,000 |
| Interest expense | 300,000 | 535,000 | 767,000 | 996,000 |
| Net interest income | 5,840,000 | 12,385,000 | 19,479,000 | 27,739,000 |
| Noninterest income | 1,385,000 | 3,177,000 | 4,909,000 | 7,013,000 |
| Noninterest expense | 3,778,000 | 7,228,000 | 11,154,000 | 15,435,000 |
| Provision for loan losses | 400,000 | 1,200,000 | 1,950,000 | 3,300,000 |
| Pretax income | 3,107,000 | 7,194,000 | 11,344,000 | 16,077,000 |
| Income tax | 841,000 | 1,943,000 | 3,045,000 | 4,305,000 |
| Net income | 2,266,000 | 5,251,000 | 8,299,000 | 11,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,206,000 | 56,333,000 | 59,526,000 | 100,037,000 |
| Total capital | 57,754,000 | 61,041,000 | 64,662,000 | 106,080,000 |
| Risk-weighted assets | 363,456,000 | 375,578,000 | 409,481,000 | 481,636,000 |