Call reports 2019
FFB BANK — 2019
What FFB BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 471,476,000 | 459,968,000 | 538,656,000 | 538,319,000 |
| Total loans | 317,053,000 | 311,792,000 | 362,920,000 | 376,435,000 |
| Allowance for loan losses | 4,051,000 | 3,892,000 | 4,130,000 | 4,542,000 |
| Securities available for sale | 80,503,000 | 80,034,000 | 86,328,000 | 97,630,000 |
| Securities held to maturity | 15,192,000 | 14,182,000 | 13,128,000 | 11,529,000 |
| Trading assets | 7,000 | 7,000 | 8,000 | 8,000 |
| Total deposits | 425,373,000 | 411,017,000 | 487,215,000 | 483,886,000 |
| Interest-bearing deposits | 167,715,000 | 164,732,000 | 183,747,000 | 175,343,000 |
| Noninterest-bearing deposits | 257,658,000 | 246,285,000 | 303,468,000 | 308,543,000 |
| Equity capital | 43,169,000 | 46,023,000 | 48,529,000 | 50,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,418,000 | 10,995,000 | 16,965,000 | 23,155,000 |
| Interest expense | 209,000 | 461,000 | 745,000 | 1,042,000 |
| Net interest income | 5,209,000 | 10,534,000 | 16,220,000 | 22,113,000 |
| Noninterest income | 669,000 | 1,534,000 | 2,480,000 | 4,044,000 |
| Noninterest expense | 2,918,000 | 5,919,000 | 9,240,000 | 12,833,000 |
| Provision for loan losses | 0 | 0 | 235,000 | 645,000 |
| Pretax income | 2,960,000 | 6,155,000 | 9,231,000 | 12,685,000 |
| Income tax | 828,000 | 1,739,000 | 2,570,000 | 3,448,000 |
| Net income | 2,132,000 | 4,416,000 | 6,661,000 | 9,237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,137,000 | 45,528,000 | 48,010,000 | 50,691,000 |
| Total capital | 46,440,000 | 48,831,000 | 51,965,000 | 54,961,000 |
| Risk-weighted assets | 263,440,000 | 263,634,000 | 316,181,000 | 341,343,000 |