Call reports 2018
FFB BANK — 2018
What FFB BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 409,792,000 | 413,514,000 | 443,390,000 | 467,150,000 |
| Total loans | 270,149,000 | 279,940,000 | 283,057,000 | 307,633,000 |
| Allowance for loan losses | 3,364,000 | 3,366,000 | 3,668,000 | 4,049,000 |
| Securities available for sale | 75,894,000 | 77,935,000 | 81,645,000 | 83,857,000 |
| Securities held to maturity | 508,000 | 508,000 | 508,000 | 12,092,000 |
| Trading assets | 9,000 | 9,000 | 7,000 | 6,000 |
| Total deposits | 372,823,000 | 375,230,000 | 403,048,000 | 424,481,000 |
| Interest-bearing deposits | 156,378,000 | 151,091,000 | 159,434,000 | 160,625,000 |
| Noninterest-bearing deposits | 216,445,000 | 224,139,000 | 243,614,000 | 263,856,000 |
| Equity capital | 35,426,000 | 36,847,000 | 38,365,000 | 40,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,239,000 | 8,703,000 | 13,638,000 | 18,875,000 |
| Interest expense | 138,000 | 276,000 | 428,000 | 629,000 |
| Net interest income | 4,101,000 | 8,427,000 | 13,210,000 | 18,246,000 |
| Noninterest income | 406,000 | 827,000 | 1,291,000 | 2,416,000 |
| Noninterest expense | 2,526,000 | 5,112,000 | 7,764,000 | 11,212,000 |
| Provision for loan losses | 0 | 0 | 300,000 | 950,000 |
| Pretax income | 1,981,000 | 4,142,000 | 6,429,000 | 8,486,000 |
| Income tax | 511,000 | 1,118,000 | 1,761,000 | 2,196,000 |
| Net income | 1,470,000 | 3,024,000 | 4,668,000 | 6,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,780,000 | 37,440,000 | 39,194,000 | 40,918,000 |
| Total capital | 38,634,000 | 40,385,000 | 42,243,000 | 44,260,000 |
| Risk-weighted assets | 227,818,000 | 235,148,000 | 243,259,000 | 266,666,000 |