Call reports 2017
FFB BANK — 2017
What FFB BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 351,996,000 | 351,992,000 | 377,000,000 | 407,374,000 |
| Total loans | 245,460,000 | 247,929,000 | 245,063,000 | 263,973,000 |
| Allowance for loan losses | 2,959,000 | 3,028,000 | 3,347,000 | 3,363,000 |
| Securities available for sale | 67,502,000 | 67,320,000 | 62,323,000 | 72,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 8,000 |
| Total deposits | 319,355,000 | 318,481,000 | 342,251,000 | 371,497,000 |
| Interest-bearing deposits | 142,282,000 | 145,263,000 | 157,631,000 | 172,560,000 |
| Noninterest-bearing deposits | 177,073,000 | 173,218,000 | 184,620,000 | 198,937,000 |
| Equity capital | 31,281,000 | 32,612,000 | 33,594,000 | 34,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,568,000 | 7,317,000 | 11,227,000 | 15,188,000 |
| Interest expense | 114,000 | 223,000 | 342,000 | 477,000 |
| Net interest income | 3,454,000 | 7,094,000 | 10,885,000 | 14,711,000 |
| Noninterest income | 303,000 | 873,000 | 1,398,000 | 1,808,000 |
| Noninterest expense | 2,304,000 | 4,610,000 | 6,923,000 | 9,131,000 |
| Provision for loan losses | 80,000 | 475,000 | 825,000 | 825,000 |
| Pretax income | 1,383,000 | 2,892,000 | 4,654,000 | 6,682,000 |
| Income tax | 541,000 | 1,131,000 | 1,825,000 | 2,974,000 |
| Net income | 842,000 | 1,761,000 | 2,829,000 | 3,708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,027,000 | 32,061,000 | 33,233,000 | 34,210,000 |
| Total capital | 33,639,000 | 34,678,000 | 35,955,000 | 36,952,000 |
| Risk-weighted assets | 208,547,000 | 208,948,000 | 217,079,000 | 218,626,000 |