Call reports 2013
FFB BANK — 2013
What FFB BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 215,620,000 | 212,499,000 | 222,600,000 | 218,933,000 |
| Total loans | 117,892,000 | 117,487,000 | 130,725,000 | 136,074,000 |
| Allowance for loan losses | 2,876,000 | 2,501,000 | 2,520,000 | 2,523,000 |
| Securities available for sale | 68,355,000 | 69,004,000 | 67,547,000 | 66,338,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,834,000 | 190,896,000 | 200,951,000 | 197,003,000 |
| Interest-bearing deposits | 130,799,000 | 129,500,000 | 127,187,000 | 122,640,000 |
| Noninterest-bearing deposits | 61,035,000 | 61,396,000 | 73,764,000 | 74,363,000 |
| Equity capital | 23,230,000 | 21,047,000 | 21,072,000 | 21,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,943,000 | 4,000,000 | 6,178,000 | 8,494,000 |
| Interest expense | 125,000 | 245,000 | 360,000 | 467,000 |
| Net interest income | 1,818,000 | 3,755,000 | 5,818,000 | 8,027,000 |
| Noninterest income | 317,000 | 667,000 | 861,000 | 923,000 |
| Noninterest expense | 1,493,000 | 2,844,000 | 4,247,000 | 5,648,000 |
| Provision for loan losses | 375,000 | 3,275,000 | 3,275,000 | 3,275,000 |
| Pretax income | 284,000 | -1,680,000 | -826,000 | 44,000 |
| Income tax | 117,000 | -689,000 | -342,000 | 18,000 |
| Net income | 167,000 | -991,000 | -484,000 | 26,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,646,000 | 21,113,000 | 21,524,000 | 22,412,000 |
| Total capital | 24,168,000 | 22,623,000 | 23,080,000 | 24,012,000 |
| Risk-weighted assets | 120,359,000 | 119,784,000 | 124,453,000 | 127,079,000 |