Call reports 2011
FFB BANK — 2011
What FFB BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 152,906,000 | 149,148,000 | 163,807,000 | 177,726,000 |
| Total loans | 93,119,000 | 91,779,000 | 97,924,000 | 100,142,000 |
| Allowance for loan losses | 2,479,000 | 2,679,000 | 2,729,000 | 2,793,000 |
| Securities available for sale | 38,891,000 | 39,814,000 | 48,320,000 | 56,409,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,500,000 | 131,273,000 | 145,024,000 | 158,509,000 |
| Interest-bearing deposits | 99,648,000 | 95,964,000 | 100,181,000 | 110,619,000 |
| Noninterest-bearing deposits | 35,852,000 | 35,309,000 | 44,843,000 | 47,890,000 |
| Equity capital | 16,866,000 | 17,285,000 | 17,865,000 | 18,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,782,000 | 3,559,000 | 5,481,000 | 7,385,000 |
| Interest expense | 192,000 | 372,000 | 551,000 | 718,000 |
| Net interest income | 1,590,000 | 3,187,000 | 4,930,000 | 6,667,000 |
| Noninterest income | 90,000 | 248,000 | 523,000 | 788,000 |
| Noninterest expense | 1,271,000 | 2,575,000 | 3,929,000 | 5,383,000 |
| Provision for loan losses | 100,000 | 300,000 | 350,000 | 500,000 |
| Pretax income | 309,000 | 560,000 | 1,174,000 | 1,572,000 |
| Income tax | -121,000 | -209,000 | -288,000 | -344,000 |
| Net income | 430,000 | 769,000 | 1,462,000 | 1,916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,353,000 | 16,245,000 | 16,936,000 | 17,574,000 |
| Total capital | 17,505,000 | 17,359,000 | 18,125,000 | 18,797,000 |
| Risk-weighted assets | 90,768,000 | 87,546,000 | 93,514,000 | 96,188,000 |