Call reports 2025
FIRST NATIONAL BANK OF LOUISIANA — 2025
What FIRST NATIONAL BANK OF LOUISIANA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 553,725,000 | 587,039,000 | 578,248,000 | 585,240,000 |
| Total loans | 385,805,000 | 392,929,000 | 405,848,000 | 417,294,000 |
| Allowance for loan losses | 5,065,000 | 5,192,000 | 5,309,000 | 5,478,000 |
| Securities available for sale | 77,807,000 | 77,907,000 | 82,658,000 | 85,411,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 487,809,000 | 520,876,000 | 507,475,000 | 512,403,000 |
| Interest-bearing deposits | 283,904,000 | 304,634,000 | 296,420,000 | 301,319,000 |
| Noninterest-bearing deposits | 203,905,000 | 216,242,000 | 211,055,000 | 211,084,000 |
| Equity capital | 58,776,000 | 60,154,000 | 63,148,000 | 65,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,377,000 | 15,202,000 | 23,291,000 | 31,462,000 |
| Interest expense | 1,752,000 | 3,521,000 | 5,379,000 | 7,288,000 |
| Net interest income | 5,625,000 | 11,681,000 | 17,912,000 | 24,174,000 |
| Noninterest income | 609,000 | 1,263,000 | 1,939,000 | 2,557,000 |
| Noninterest expense | 3,443,000 | 6,843,000 | 10,426,000 | 14,022,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 530,000 |
| Pretax income | 2,671,000 | 5,861,000 | 9,065,000 | 12,159,000 |
| Income tax | -884,000 | -260,000 | 399,000 | 1,038,000 |
| Net income | 3,555,000 | 6,121,000 | 8,666,000 | 11,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,392,000 | 64,404,000 | 66,446,000 | 68,397,000 |
| Total capital | 68,522,000 | 69,661,000 | 71,820,000 | 73,960,000 |
| Risk-weighted assets | 414,197,000 | 431,866,000 | 444,863,000 | 466,562,000 |