Call reports 2015
FIRST NATIONAL BANK OF LOUISIANA — 2015
What FIRST NATIONAL BANK OF LOUISIANA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 351,985,000 | 346,013,000 | 353,901,000 | 346,052,000 |
| Total loans | 258,592,000 | 255,095,000 | 263,754,000 | 268,546,000 |
| Allowance for loan losses | 2,587,000 | 2,661,000 | 2,736,000 | 2,881,000 |
| Securities available for sale | 54,061,000 | 54,745,000 | 53,872,000 | 50,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,209,000 | 304,047,000 | 310,257,000 | 302,031,000 |
| Interest-bearing deposits | 190,728,000 | 187,856,000 | 189,504,000 | 186,016,000 |
| Noninterest-bearing deposits | 119,481,000 | 116,191,000 | 120,753,000 | 116,015,000 |
| Equity capital | 33,722,000 | 34,108,000 | 35,434,000 | 35,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,328,000 | 6,761,000 | 10,263,000 | 13,813,000 |
| Interest expense | 169,000 | 339,000 | 509,000 | 679,000 |
| Net interest income | 3,159,000 | 6,422,000 | 9,754,000 | 13,134,000 |
| Noninterest income | 486,000 | 1,005,000 | 1,502,000 | 2,011,000 |
| Noninterest expense | 2,201,000 | 4,409,000 | 6,635,000 | 9,003,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 365,000 |
| Pretax income | 1,369,000 | 2,868,000 | 4,396,000 | 5,777,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,369,000 | 2,868,000 | 4,396,000 | 5,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,640,000 | 33,616,000 | 34,629,000 | 35,294,000 |
| Total capital | 35,227,000 | 36,277,000 | 37,365,000 | 38,175,000 |
| Risk-weighted assets | 274,421,000 | 269,681,000 | 272,684,000 | 275,170,000 |