Call reports 2015
1ST NATIONAL COMMUNITY BANK — 2015
What 1ST NATIONAL COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 138,974,000 | 138,695,000 | 135,640,000 |
| Total loans | 66,950,000 | 66,152,000 | 67,279,000 |
| Allowance for loan losses | 825,000 | 805,000 | 812,000 |
| Securities available for sale | 42,314,000 | 45,812,000 | 46,560,000 |
| Securities held to maturity | 1,776,000 | 1,771,000 | 1,767,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 122,946,000 | 122,775,000 | 119,728,000 |
| Interest-bearing deposits | 68,626,000 | 70,170,000 | 68,629,000 |
| Noninterest-bearing deposits | 54,320,000 | 52,605,000 | 51,099,000 |
| Equity capital | 13,325,000 | 13,176,000 | 13,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 1,136,000 | 2,277,000 | 3,445,000 |
| Interest expense | 62,000 | 132,000 | 199,000 |
| Net interest income | 1,074,000 | 2,145,000 | 3,246,000 |
| Noninterest income | 342,000 | 715,000 | 1,059,000 |
| Noninterest expense | 1,177,000 | 2,332,000 | 3,469,000 |
| Provision for loan losses | 5,000 | 25,000 | 45,000 |
| Pretax income | 234,000 | 507,000 | 795,000 |
| Income tax | 19,000 | 55,000 | 91,000 |
| Net income | 215,000 | 452,000 | 704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 12,760,000 | 12,901,000 | 13,059,000 |
| Total capital | 13,654,000 | 13,777,000 | 13,943,000 |
| Risk-weighted assets | 76,183,000 | 75,392,000 | 75,995,000 |