Call reports 2014
1ST NATIONAL COMMUNITY BANK — 2014
What 1ST NATIONAL COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 134,755,000 | 127,378,000 | 134,222,000 | 130,363,000 |
| Total loans | 64,170,000 | 66,891,000 | 65,873,000 | 66,957,000 |
| Allowance for loan losses | 939,000 | 895,000 | 872,000 | 824,000 |
| Securities available for sale | 45,272,000 | 45,311,000 | 43,572,000 | 42,723,000 |
| Securities held to maturity | 2,050,000 | 1,789,000 | 1,785,000 | 1,780,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,093,000 | 112,009,000 | 118,784,000 | 114,308,000 |
| Interest-bearing deposits | 69,174,000 | 68,052,000 | 68,595,000 | 64,839,000 |
| Noninterest-bearing deposits | 50,919,000 | 43,957,000 | 50,189,000 | 49,469,000 |
| Equity capital | 12,026,000 | 12,540,000 | 12,644,000 | 12,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,117,000 | 2,239,000 | 3,369,000 | 4,512,000 |
| Interest expense | 86,000 | 171,000 | 252,000 | 324,000 |
| Net interest income | 1,031,000 | 2,068,000 | 3,117,000 | 4,188,000 |
| Noninterest income | 357,000 | 805,000 | 1,110,000 | 1,545,000 |
| Noninterest expense | 1,233,000 | 2,404,000 | 3,522,000 | 4,818,000 |
| Provision for loan losses | -17,000 | -49,000 | -66,000 | -84,000 |
| Pretax income | 172,000 | 518,000 | 787,000 | 1,035,000 |
| Income tax | -2,000 | 62,000 | 82,000 | 108,000 |
| Net income | 174,000 | 456,000 | 705,000 | 927,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,077,000 | 12,264,000 | 12,418,000 | 12,545,000 |
| Total capital | 13,000,000 | 13,197,000 | 13,356,000 | 13,437,000 |
| Risk-weighted assets | 73,769,000 | 74,617,000 | 75,032,000 | 74,273,000 |