Call reports 2013
1ST NATIONAL COMMUNITY BANK — 2013
What 1ST NATIONAL COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 148,997,000 | 145,609,000 | 139,950,000 | 124,060,000 |
| Total loans | 62,663,000 | 66,233,000 | 66,254,000 | 67,330,000 |
| Allowance for loan losses | 1,111,000 | 1,067,000 | 1,032,000 | 988,000 |
| Securities available for sale | 53,020,000 | 53,715,000 | 44,810,000 | 43,093,000 |
| Securities held to maturity | 2,310,000 | 2,291,000 | 2,275,000 | 2,061,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,724,000 | 110,096,000 | 107,691,000 | 108,176,000 |
| Interest-bearing deposits | 77,953,000 | 75,296,000 | 71,621,000 | 69,305,000 |
| Noninterest-bearing deposits | 32,771,000 | 34,800,000 | 36,070,000 | 38,871,000 |
| Equity capital | 14,125,000 | 13,376,000 | 13,573,000 | 11,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,180,000 | 2,364,000 | 3,528,000 | 4,701,000 |
| Interest expense | 105,000 | 209,000 | 310,000 | 401,000 |
| Net interest income | 1,075,000 | 2,155,000 | 3,218,000 | 4,300,000 |
| Noninterest income | 373,000 | 755,000 | 1,137,000 | 1,520,000 |
| Noninterest expense | 1,199,000 | 2,398,000 | 3,589,000 | 4,799,000 |
| Provision for loan losses | 18,000 | -14,000 | -17,000 | -39,000 |
| Pretax income | 306,000 | 601,000 | 934,000 | 1,211,000 |
| Income tax | 43,000 | 82,000 | 133,000 | 164,000 |
| Net income | 263,000 | 519,000 | 801,000 | 1,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,120,000 | 13,375,000 | 13,658,000 | 11,903,000 |
| Total capital | 14,053,000 | 14,352,000 | 14,622,000 | 12,840,000 |
| Risk-weighted assets | 74,524,000 | 77,968,000 | 76,963,000 | 74,827,000 |