Call reports 2012
1ST NATIONAL COMMUNITY BANK — 2012
What 1ST NATIONAL COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 138,775,000 | 140,902,000 | 144,949,000 | 136,601,000 |
| Total loans | 61,827,000 | 60,934,000 | 61,516,000 | 63,215,000 |
| Allowance for loan losses | 1,278,000 | 1,155,000 | 1,094,000 | 1,115,000 |
| Securities available for sale | 49,678,000 | 52,089,000 | 57,139,000 | 54,409,000 |
| Securities held to maturity | 3,295,000 | 2,764,000 | 2,735,000 | 2,713,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,923,000 | 107,945,000 | 110,569,000 | 102,052,000 |
| Interest-bearing deposits | 81,779,000 | 76,977,000 | 81,608,000 | 72,623,000 |
| Noninterest-bearing deposits | 26,144,000 | 30,968,000 | 28,961,000 | 29,429,000 |
| Equity capital | 13,089,000 | 13,456,000 | 13,834,000 | 14,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,217,000 | 2,422,000 | 3,635,000 | 4,851,000 |
| Interest expense | 139,000 | 271,000 | 401,000 | 515,000 |
| Net interest income | 1,078,000 | 2,151,000 | 3,234,000 | 4,336,000 |
| Noninterest income | 377,000 | 755,000 | 1,149,000 | 1,535,000 |
| Noninterest expense | 1,221,000 | 2,453,000 | 3,645,000 | 4,793,000 |
| Provision for loan losses | 34,000 | -17,000 | -17,000 | 17,000 |
| Pretax income | 261,000 | 529,000 | 814,000 | 1,131,000 |
| Income tax | 31,000 | 68,000 | 100,000 | 144,000 |
| Net income | 230,000 | 461,000 | 714,000 | 987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,099,000 | 12,329,000 | 12,583,000 | 12,856,000 |
| Total capital | 12,983,000 | 13,200,000 | 13,463,000 | 13,766,000 |
| Risk-weighted assets | 69,454,000 | 69,289,000 | 70,073,000 | 72,546,000 |