Call reports 2011
1ST NATIONAL COMMUNITY BANK — 2011
What 1ST NATIONAL COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 129,746,000 | 127,217,000 | 129,768,000 | 130,195,000 |
| Total loans | 59,459,000 | 60,458,000 | 60,054,000 | 61,541,000 |
| Allowance for loan losses | 1,197,000 | 1,215,000 | 1,170,000 | 1,225,000 |
| Securities available for sale | 40,205,000 | 44,441,000 | 47,878,000 | 49,103,000 |
| Securities held to maturity | 3,736,000 | 3,691,000 | 3,638,000 | 3,554,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,229,000 | 102,200,000 | 103,020,000 | 103,223,000 |
| Interest-bearing deposits | 75,759,000 | 74,883,000 | 73,746,000 | 65,282,000 |
| Noninterest-bearing deposits | 26,470,000 | 27,317,000 | 29,274,000 | 37,941,000 |
| Equity capital | 11,428,000 | 11,937,000 | 12,583,000 | 12,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,256,000 | 2,506,000 | 3,761,000 | 5,023,000 |
| Interest expense | 202,000 | 395,000 | 561,000 | 715,000 |
| Net interest income | 1,054,000 | 2,111,000 | 3,200,000 | 4,308,000 |
| Noninterest income | 410,000 | 853,000 | 1,274,000 | 1,662,000 |
| Noninterest expense | 1,238,000 | 2,442,000 | 3,672,000 | 4,823,000 |
| Provision for loan losses | 126,000 | 214,000 | 236,000 | 328,000 |
| Pretax income | 133,000 | 348,000 | 606,000 | 861,000 |
| Income tax | -12,000 | 3,000 | 34,000 | 63,000 |
| Net income | 145,000 | 345,000 | 572,000 | 798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,216,000 | 11,416,000 | 11,643,000 | 11,869,000 |
| Total capital | 12,065,000 | 12,260,000 | 12,486,000 | 12,728,000 |
| Risk-weighted assets | 67,413,000 | 67,097,000 | 67,300,000 | 68,276,000 |