Call reports 2010
1ST NATIONAL COMMUNITY BANK — 2010
What 1ST NATIONAL COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 124,222,000 | 123,643,000 | 120,388,000 | 121,147,000 |
| Total loans | 62,604,000 | 60,421,000 | 60,445,000 | 62,371,000 |
| Allowance for loan losses | 1,049,000 | 1,097,000 | 1,130,000 | 1,128,000 |
| Securities available for sale | 30,588,000 | 37,642,000 | 37,398,000 | 37,261,000 |
| Securities held to maturity | 6,069,000 | 5,902,000 | 5,824,000 | 4,261,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,694,000 | 97,261,000 | 97,370,000 | 97,848,000 |
| Interest-bearing deposits | 69,454,000 | 70,063,000 | 69,425,000 | 70,287,000 |
| Noninterest-bearing deposits | 28,240,000 | 27,198,000 | 27,945,000 | 27,561,000 |
| Equity capital | 10,897,000 | 11,329,000 | 11,649,000 | 11,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,312,000 | 2,629,000 | 3,949,000 | 5,231,000 |
| Interest expense | 288,000 | 560,000 | 806,000 | 1,028,000 |
| Net interest income | 1,024,000 | 2,069,000 | 3,143,000 | 4,203,000 |
| Noninterest income | 410,000 | 848,000 | 1,306,000 | 1,786,000 |
| Noninterest expense | 1,216,000 | 2,403,000 | 3,655,000 | 4,940,000 |
| Provision for loan losses | 151,000 | 271,000 | 389,000 | 454,000 |
| Pretax income | 107,000 | 283,000 | 499,000 | 755,000 |
| Income tax | -17,000 | -14,000 | 3,000 | 33,000 |
| Net income | 124,000 | 297,000 | 496,000 | 722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,672,000 | 10,805,000 | 10,965,000 | 11,190,000 |
| Total capital | 11,528,000 | 11,638,000 | 11,787,000 | 12,032,000 |
| Risk-weighted assets | 68,205,000 | 66,357,000 | 66,133,000 | 67,185,000 |