Call reports 2016
FARMERS STATE BANK OF CAMP POINT — 2016
What FARMERS STATE BANK OF CAMP POINT reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 46,912,000 | 46,310,000 | 48,101,000 | 52,018,000 |
| Total loans | 16,354,000 | 16,882,000 | 16,771,000 | 17,090,000 |
| Allowance for loan losses | 162,000 | 162,000 | 162,000 | 0 |
| Securities available for sale | 23,690,000 | 22,235,000 | 24,065,000 | 24,901,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,818,000 | 37,977,000 | 39,784,000 | 40,802,000 |
| Interest-bearing deposits | 29,990,000 | 30,176,000 | 31,573,000 | 31,055,000 |
| Noninterest-bearing deposits | 8,828,000 | 7,801,000 | 8,211,000 | 9,747,000 |
| Equity capital | 6,899,000 | 7,038,000 | 7,065,000 | 7,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 331,000 | 652,000 | 963,000 | 191,000 |
| Interest expense | 28,000 | 53,000 | 80,000 | 17,000 |
| Net interest income | 303,000 | 599,000 | 883,000 | 174,000 |
| Noninterest income | 42,000 | 98,000 | 148,000 | 254,000 |
| Noninterest expense | 242,000 | 479,000 | 719,000 | 104,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 103,000 | 218,000 | 312,000 | 324,000 |
| Income tax | 21,000 | 49,000 | 31,000 | 5,000 |
| Net income | 82,000 | 169,000 | 281,000 | 319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,092,000 | 5,130,000 | 5,192,000 | 4,886,000 |
| Total capital | 5,254,000 | 5,293,000 | 5,355,000 | 4,888,000 |
| Risk-weighted assets | 23,430,000 | 23,127,000 | 23,351,000 | 24,455,000 |