Call reports 2015
FARMERS STATE BANK OF CAMP POINT — 2015
What FARMERS STATE BANK OF CAMP POINT reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 47,219,000 | 45,796,000 | 47,312,000 | 48,580,000 |
| Total loans | 16,636,000 | 16,059,000 | 14,982,000 | 16,294,000 |
| Allowance for loan losses | 161,000 | 171,000 | 178,000 | 158,000 |
| Securities available for sale | 24,766,000 | 24,186,000 | 25,497,000 | 24,844,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,273,000 | 38,005,000 | 39,393,000 | 40,732,000 |
| Interest-bearing deposits | 31,350,000 | 31,248,000 | 32,727,000 | 31,617,000 |
| Noninterest-bearing deposits | 7,923,000 | 6,757,000 | 6,666,000 | 9,115,000 |
| Equity capital | 6,755,000 | 6,690,000 | 6,764,000 | 6,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 337,000 | 650,000 | 966,000 | 1,312,000 |
| Interest expense | 29,000 | 55,000 | 85,000 | 114,000 |
| Net interest income | 308,000 | 595,000 | 881,000 | 1,198,000 |
| Noninterest income | 44,000 | 99,000 | 153,000 | 210,000 |
| Noninterest expense | 244,000 | 486,000 | 732,000 | 927,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 139,000 | 239,000 | 333,000 | 512,000 |
| Income tax | 35,000 | 53,000 | 68,000 | 121,000 |
| Net income | 104,000 | 186,000 | 265,000 | 391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,923,000 | 4,955,000 | 4,984,000 | 5,060,000 |
| Total capital | 5,084,000 | 5,126,000 | 5,162,000 | 5,218,000 |
| Risk-weighted assets | 24,495,000 | 23,406,000 | 22,865,000 | 24,360,000 |