Call reports 2012
FARMERS STATE BANK OF CAMP POINT — 2012
What FARMERS STATE BANK OF CAMP POINT reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 49,635,000 | 48,634,000 | 50,077,000 | 58,011,000 |
| Total loans | 15,856,000 | 15,899,000 | 16,482,000 | 16,966,000 |
| Allowance for loan losses | 203,000 | 209,000 | 217,000 | 212,000 |
| Securities available for sale | 27,144,000 | 26,588,000 | 24,919,000 | 26,491,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,774,000 | 40,678,000 | 42,204,000 | 50,281,000 |
| Interest-bearing deposits | 34,015,000 | 33,840,000 | 35,383,000 | 34,824,000 |
| Noninterest-bearing deposits | 7,759,000 | 6,838,000 | 6,821,000 | 15,457,000 |
| Equity capital | 6,801,000 | 6,894,000 | 7,027,000 | 6,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 405,000 | 804,000 | 1,178,000 | 1,544,000 |
| Interest expense | 66,000 | 124,000 | 180,000 | 235,000 |
| Net interest income | 339,000 | 680,000 | 998,000 | 1,309,000 |
| Noninterest income | 47,000 | 97,000 | 151,000 | 204,000 |
| Noninterest expense | 211,000 | 406,000 | 609,000 | 823,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 176,000 | 372,000 | 541,000 | 691,000 |
| Income tax | 54,000 | 115,000 | 163,000 | 203,000 |
| Net income | 122,000 | 257,000 | 378,000 | 488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,694,000 | 4,779,000 | 4,849,000 | 4,910,000 |
| Total capital | 4,897,000 | 4,988,000 | 5,066,000 | 5,122,000 |
| Risk-weighted assets | 24,359,000 | 24,203,000 | 25,146,000 | 26,544,000 |