Call reports 2025
STOCKGROWERS STATE BANK, THE — 2025
What STOCKGROWERS STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 117,126,000 | 120,457,000 | 119,867,000 | 128,458,000 |
| Total loans | 76,014,000 | 81,019,000 | 76,904,000 | 84,329,000 |
| Allowance for loan losses | 1,181,000 | 1,192,000 | 1,224,000 | 1,254,000 |
| Securities available for sale | 30,100,000 | 28,371,000 | 27,078,000 | 30,462,000 |
| Securities held to maturity | 5,026,000 | 5,025,000 | 4,379,000 | 4,279,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,216,000 | 87,239,000 | 87,295,000 | 95,362,000 |
| Interest-bearing deposits | 71,457,000 | 72,842,000 | 71,054,000 | 78,513,000 |
| Noninterest-bearing deposits | 15,759,000 | 14,397,000 | 16,241,000 | 16,849,000 |
| Equity capital | 12,964,000 | 13,307,000 | 14,077,000 | 14,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,683,000 | 3,448,000 | 5,248,000 | 7,110,000 |
| Interest expense | 541,000 | 1,102,000 | 1,662,000 | 2,229,000 |
| Net interest income | 1,142,000 | 2,346,000 | 3,586,000 | 4,881,000 |
| Noninterest income | 55,000 | 105,000 | 158,000 | 212,000 |
| Noninterest expense | 563,000 | 1,166,000 | 1,765,000 | 2,480,000 |
| Provision for loan losses | 25,000 | 45,000 | 75,000 | 125,000 |
| Pretax income | 603,000 | 1,234,000 | 1,898,000 | 2,482,000 |
| Income tax | -1,000 | 20,000 | 45,000 | 79,000 |
| Net income | 604,000 | 1,214,000 | 1,853,000 | 2,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,276,000 | 13,579,000 | 14,030,000 | 14,540,000 |