Call reports 2023
STOCKGROWERS STATE BANK, THE — 2023
What STOCKGROWERS STATE BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 102,780,000 | 102,911,000 | 105,161,000 | 109,587,000 |
| Total loans | 66,861,000 | 66,766,000 | 69,377,000 | 70,035,000 |
| Allowance for loan losses | 1,002,000 | 1,022,000 | 1,022,000 | 1,044,000 |
| Securities available for sale | 21,238,000 | 21,578,000 | 21,005,000 | 25,938,000 |
| Securities held to maturity | 6,774,000 | 6,566,000 | 6,203,000 | 5,998,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,904,000 | 78,062,000 | 73,906,000 | 83,698,000 |
| Interest-bearing deposits | 63,476,000 | 61,721,000 | 60,173,000 | 69,092,000 |
| Noninterest-bearing deposits | 13,428,000 | 16,341,000 | 13,733,000 | 14,606,000 |
| Equity capital | 11,510,000 | 11,030,000 | 10,560,000 | 11,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,168,000 | 2,399,000 | 3,665,000 | 5,041,000 |
| Interest expense | 270,000 | 665,000 | 1,094,000 | 1,586,000 |
| Net interest income | 898,000 | 1,734,000 | 2,571,000 | 3,455,000 |
| Noninterest income | 54,000 | 102,000 | 154,000 | 198,000 |
| Noninterest expense | 555,000 | 1,115,000 | 1,706,000 | 2,272,000 |
| Provision for loan losses | 30,000 | 50,000 | 50,000 | 70,000 |
| Pretax income | 371,000 | 675,000 | 975,000 | 1,314,000 |
| Income tax | 9,000 | 24,000 | 36,000 | 51,000 |
| Net income | 362,000 | 651,000 | 939,000 | 1,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,112,000 | 11,797,000 | 11,924,000 | 12,193,000 |