Call reports 2022
STOCKGROWERS STATE BANK, THE — 2022
What STOCKGROWERS STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 105,411,000 | 103,441,000 | 101,309,000 | 102,282,000 |
| Total loans | 62,378,000 | 66,960,000 | 68,154,000 | 68,629,000 |
| Allowance for loan losses | 745,000 | 820,000 | 945,000 | 972,000 |
| Securities available for sale | 22,354,000 | 22,028,000 | 19,747,000 | 19,903,000 |
| Securities held to maturity | 7,254,000 | 7,249,000 | 6,781,000 | 6,778,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,228,000 | 80,346,000 | 77,879,000 | 81,066,000 |
| Interest-bearing deposits | 66,657,000 | 66,691,000 | 62,304,000 | 68,531,000 |
| Noninterest-bearing deposits | 14,571,000 | 13,655,000 | 15,575,000 | 12,535,000 |
| Equity capital | 10,925,000 | 10,646,000 | 10,323,000 | 11,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 944,000 | 1,983,000 | 3,028,000 | 4,172,000 |
| Interest expense | 118,000 | 235,000 | 374,000 | 598,000 |
| Net interest income | 826,000 | 1,748,000 | 2,654,000 | 3,574,000 |
| Noninterest income | 58,000 | 117,000 | 171,000 | 221,000 |
| Noninterest expense | 544,000 | 1,153,000 | 1,564,000 | 2,144,000 |
| Provision for loan losses | 75,000 | 150,000 | 275,000 | 300,000 |
| Pretax income | 270,000 | 567,000 | 991,000 | 1,356,000 |
| Income tax | -5,000 | 6,000 | 24,000 | 60,000 |
| Net income | 275,000 | 561,000 | 967,000 | 1,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,850,000 | 11,136,000 | 11,501,000 | 11,780,000 |
| Total capital | — | — | 12,446,000 | — |
| Risk-weighted assets | — | — | 79,819,000 | — |