Call reports 2019
STOCKGROWERS STATE BANK, THE — 2019
What STOCKGROWERS STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 81,848,000 | 83,709,000 | 81,305,000 | 86,957,000 |
| Total loans | 41,304,000 | 43,816,000 | 44,361,000 | 47,215,000 |
| Allowance for loan losses | 615,000 | 616,000 | 612,000 | 672,000 |
| Securities available for sale | 22,016,000 | 20,369,000 | 17,635,000 | 17,358,000 |
| Securities held to maturity | 13,896,000 | 13,885,000 | 13,192,000 | 13,173,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,171,000 | 58,030,000 | 56,733,000 | 62,476,000 |
| Interest-bearing deposits | 49,369,000 | 49,877,000 | 47,962,000 | 53,960,000 |
| Noninterest-bearing deposits | 7,802,000 | 8,153,000 | 8,771,000 | 8,516,000 |
| Equity capital | 10,365,000 | 10,255,000 | 10,548,000 | 10,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 939,000 | 1,872,000 | 2,774,000 | 3,693,000 |
| Interest expense | 210,000 | 414,000 | 611,000 | 796,000 |
| Net interest income | 729,000 | 1,458,000 | 2,163,000 | 2,897,000 |
| Noninterest income | 54,000 | 107,000 | 149,000 | 186,000 |
| Noninterest expense | 435,000 | 899,000 | 1,355,000 | 1,813,000 |
| Provision for loan losses | 0 | 0 | 0 | 60,000 |
| Pretax income | 348,000 | 684,000 | 975,000 | 1,228,000 |
| Income tax | 12,000 | 26,000 | 38,000 | 55,000 |
| Net income | 336,000 | 658,000 | 937,000 | 1,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,405,000 | 9,177,000 | 9,456,000 | 9,645,000 |
| Total capital | 10,020,000 | 9,793,000 | 10,068,000 | 10,317,000 |
| Risk-weighted assets | 49,232,000 | 52,179,000 | 51,445,000 | 55,626,000 |