Call reports 2018
STOCKGROWERS STATE BANK, THE — 2018
What STOCKGROWERS STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 84,654,000 | 87,290,000 | 83,240,000 | 85,407,000 |
| Total loans | 43,950,000 | 46,378,000 | 44,116,000 | 40,791,000 |
| Allowance for loan losses | 639,000 | 689,000 | 717,000 | 617,000 |
| Securities available for sale | 22,771,000 | 22,646,000 | 21,076,000 | 21,769,000 |
| Securities held to maturity | 14,095,000 | 13,960,000 | 14,172,000 | 13,926,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,371,000 | 59,000,000 | 57,095,000 | 63,737,000 |
| Interest-bearing deposits | 50,485,000 | 51,163,000 | 48,518,000 | 54,525,000 |
| Noninterest-bearing deposits | 8,885,000 | 7,837,000 | 8,577,000 | 9,212,000 |
| Equity capital | 9,994,000 | 9,747,000 | 9,531,000 | 9,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 896,000 | 1,842,000 | 2,760,000 | 3,665,000 |
| Interest expense | 147,000 | 312,000 | 493,000 | 682,000 |
| Net interest income | 749,000 | 1,530,000 | 2,267,000 | 2,983,000 |
| Noninterest income | 56,000 | 114,000 | 160,000 | 210,000 |
| Noninterest expense | 434,000 | 874,000 | 1,309,000 | 1,779,000 |
| Provision for loan losses | 25,000 | 75,000 | 100,000 | 250,000 |
| Pretax income | 346,000 | 695,000 | 1,018,000 | 1,164,000 |
| Income tax | -5,000 | 6,000 | 20,000 | 31,000 |
| Net income | 351,000 | 689,000 | 998,000 | 1,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,269,000 | 9,054,000 | 9,001,000 | 9,069,000 |
| Total capital | 9,907,000 | 9,726,000 | 9,646,000 | 9,686,000 |
| Risk-weighted assets | 51,253,000 | 53,713,000 | 51,567,000 | 50,091,000 |