Call reports 2017
STOCKGROWERS STATE BANK, THE — 2017
What STOCKGROWERS STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 75,567,000 | 80,338,000 | 79,962,000 | 83,828,000 |
| Total loans | 31,466,000 | 38,350,000 | 37,122,000 | 41,699,000 |
| Allowance for loan losses | 560,000 | 560,000 | 585,000 | 614,000 |
| Securities available for sale | 23,773,000 | 23,760,000 | 23,807,000 | 23,167,000 |
| Securities held to maturity | 14,724,000 | 14,669,000 | 14,375,000 | 14,120,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,214,000 | 54,640,000 | 55,278,000 | 62,200,000 |
| Interest-bearing deposits | 46,179,000 | 46,680,000 | 45,529,000 | 52,550,000 |
| Noninterest-bearing deposits | 9,034,000 | 7,961,000 | 9,749,000 | 9,650,000 |
| Equity capital | 9,515,000 | 9,956,000 | 10,171,000 | 9,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 732,000 | 1,503,000 | 2,316,000 | 3,127,000 |
| Interest expense | 128,000 | 267,000 | 413,000 | 558,000 |
| Net interest income | 604,000 | 1,236,000 | 1,903,000 | 2,569,000 |
| Noninterest income | 45,000 | 82,000 | 140,000 | 182,000 |
| Noninterest expense | 384,000 | 761,000 | 1,183,000 | 1,662,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 50,000 |
| Pretax income | 265,000 | 557,000 | 835,000 | 1,039,000 |
| Income tax | -35,000 | -28,000 | -19,000 | -4,000 |
| Net income | 300,000 | 585,000 | 854,000 | 1,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,410,000 | 8,661,000 | 8,831,000 | 8,943,000 |
| Total capital | 8,916,000 | 9,221,000 | 9,363,000 | 9,532,000 |
| Risk-weighted assets | 40,426,000 | 44,686,000 | 42,494,000 | 47,060,000 |