Call reports 2016
STOCKGROWERS STATE BANK, THE — 2016
What STOCKGROWERS STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 73,591,000 | 74,627,000 | 73,131,000 | 77,025,000 |
| Total loans | 28,957,000 | 31,903,000 | 29,945,000 | 31,672,000 |
| Allowance for loan losses | 554,000 | 554,000 | 554,000 | 560,000 |
| Securities available for sale | 26,403,000 | 25,495,000 | 24,688,000 | 23,453,000 |
| Securities held to maturity | 14,067,000 | 14,592,000 | 15,138,000 | 15,631,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,729,000 | 53,961,000 | 52,163,000 | 58,648,000 |
| Interest-bearing deposits | 45,401,000 | 46,029,000 | 44,236,000 | 49,988,000 |
| Noninterest-bearing deposits | 8,328,000 | 7,932,000 | 7,927,000 | 8,660,000 |
| Equity capital | 10,718,000 | 10,966,000 | 10,252,000 | 9,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 719,000 | 1,475,000 | 2,181,000 | 2,817,000 |
| Interest expense | 114,000 | 229,000 | 352,000 | 477,000 |
| Net interest income | 605,000 | 1,246,000 | 1,829,000 | 2,340,000 |
| Noninterest income | 36,000 | 119,000 | 152,000 | 187,000 |
| Noninterest expense | 326,000 | 766,000 | 1,162,000 | 1,538,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 315,000 | 599,000 | 840,000 | 1,010,000 |
| Income tax | 46,000 | 65,000 | 76,000 | 87,000 |
| Net income | 269,000 | 534,000 | 764,000 | 923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,262,000 | 9,194,000 | 8,530,000 | 8,630,000 |
| Total capital | 9,710,000 | 9,681,000 | 9,021,000 | 9,132,000 |
| Risk-weighted assets | 35,803,000 | 38,901,000 | 39,217,000 | 40,118,000 |