Call reports 2013
STOCKGROWERS STATE BANK, THE — 2013
What STOCKGROWERS STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 75,094,000 | 72,499,000 | 72,749,000 | 74,443,000 |
| Total loans | 29,132,000 | 28,804,000 | 29,890,000 | 30,701,000 |
| Allowance for loan losses | 650,000 | 649,000 | 601,000 | 601,000 |
| Securities available for sale | 24,610,000 | 23,682,000 | 22,188,000 | 20,800,000 |
| Securities held to maturity | 17,203,000 | 16,764,000 | 16,623,000 | 15,956,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,532,000 | 52,248,000 | 50,774,000 | 55,717,000 |
| Interest-bearing deposits | 45,502,000 | 47,375,000 | 42,866,000 | 47,972,000 |
| Noninterest-bearing deposits | 8,030,000 | 4,873,000 | 7,908,000 | 7,745,000 |
| Equity capital | 10,879,000 | 10,228,000 | 9,614,000 | 9,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 772,000 | 1,548,000 | 2,321,000 | 2,993,000 |
| Interest expense | 161,000 | 316,000 | 466,000 | 614,000 |
| Net interest income | 611,000 | 1,232,000 | 1,855,000 | 2,379,000 |
| Noninterest income | 39,000 | 67,000 | 99,000 | 133,000 |
| Noninterest expense | 310,000 | 647,000 | 973,000 | 1,379,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 340,000 | 652,000 | 1,027,000 | 1,151,000 |
| Income tax | 15,000 | 29,000 | 45,000 | 50,000 |
| Net income | 325,000 | 623,000 | 982,000 | 1,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,518,000 | 8,748,000 | 9,039,000 | 8,648,000 |
| Total capital | 8,973,000 | 9,195,000 | 9,494,000 | 9,115,000 |
| Risk-weighted assets | 36,198,000 | 35,536,000 | 36,290,000 | 37,225,000 |