Call reports 2012
STOCKGROWERS STATE BANK, THE — 2012
What STOCKGROWERS STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 72,385,000 | 71,999,000 | 71,092,000 | 77,294,000 |
| Total loans | 30,597,000 | 29,944,000 | 28,005,000 | 29,065,000 |
| Allowance for loan losses | 599,000 | 599,000 | 649,000 | 648,000 |
| Securities available for sale | 22,906,000 | 22,915,000 | 23,193,000 | 23,816,000 |
| Securities held to maturity | 13,802,000 | 15,044,000 | 15,818,000 | 16,575,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,157,000 | 51,705,000 | 50,418,000 | 57,236,000 |
| Interest-bearing deposits | 45,595,000 | 45,839,000 | 43,287,000 | 49,256,000 |
| Noninterest-bearing deposits | 6,562,000 | 5,866,000 | 7,131,000 | 7,981,000 |
| Equity capital | 10,246,000 | 10,613,000 | 10,864,000 | 10,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 809,000 | 1,627,000 | 2,418,000 | 3,207,000 |
| Interest expense | 189,000 | 369,000 | 543,000 | 713,000 |
| Net interest income | 620,000 | 1,258,000 | 1,875,000 | 2,494,000 |
| Noninterest income | 43,000 | 79,000 | 108,000 | 148,000 |
| Noninterest expense | 320,000 | 629,000 | 859,000 | 1,273,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 180,000 |
| Pretax income | 343,000 | 708,000 | 1,074,000 | 1,189,000 |
| Income tax | 15,000 | 31,000 | 47,000 | 52,000 |
| Net income | 328,000 | 677,000 | 1,027,000 | 1,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,830,000 | 8,112,000 | 8,398,000 | 8,193,000 |
| Total capital | 8,300,000 | 8,573,000 | 8,833,000 | 8,653,000 |
| Risk-weighted assets | 36,878,000 | 36,188,000 | 34,575,000 | 36,628,000 |