Call reports 2011
STOCKGROWERS STATE BANK, THE — 2011
What STOCKGROWERS STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 70,680,000 | 72,230,000 | 72,326,000 | 75,779,000 |
| Total loans | 30,036,000 | 30,275,000 | 30,533,000 | 30,717,000 |
| Allowance for loan losses | 489,000 | 495,000 | 495,000 | 597,000 |
| Securities available for sale | 20,995,000 | 22,027,000 | 23,653,000 | 22,902,000 |
| Securities held to maturity | 15,318,000 | 14,361,000 | 14,215,000 | 14,278,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,686,000 | 52,553,000 | 50,762,000 | 55,396,000 |
| Interest-bearing deposits | 45,465,000 | 46,441,000 | 43,413,000 | 48,178,000 |
| Noninterest-bearing deposits | 6,221,000 | 6,112,000 | 7,349,000 | 7,218,000 |
| Equity capital | 8,602,000 | 9,169,000 | 10,052,000 | 9,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 838,000 | 1,675,000 | 2,516,000 | 3,349,000 |
| Interest expense | 224,000 | 448,000 | 665,000 | 865,000 |
| Net interest income | 614,000 | 1,227,000 | 1,851,000 | 2,484,000 |
| Noninterest income | 42,000 | 78,000 | 115,000 | 151,000 |
| Noninterest expense | 305,000 | 619,000 | 934,000 | 1,344,000 |
| Provision for loan losses | 0 | 250,000 | 250,000 | 355,000 |
| Pretax income | 351,000 | 436,000 | 782,000 | 936,000 |
| Income tax | 12,000 | 16,000 | 31,000 | 37,000 |
| Net income | 339,000 | 420,000 | 751,000 | 899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,598,000 | 7,602,000 | 7,924,000 | 7,712,000 |
| Total capital | 8,056,000 | 8,064,000 | 8,386,000 | 8,184,000 |
| Risk-weighted assets | 36,620,000 | 36,900,000 | 36,908,000 | 37,679,000 |