Call reports 2008
EAGLE NATIONAL BANK — 2008
What EAGLE NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 225,206,000 | 229,716,000 | 243,390,000 | 258,044,000 |
| Total loans | 169,535,000 | 177,712,000 | 189,325,000 | 198,226,000 |
| Allowance for loan losses | 1,701,000 | 1,699,000 | 1,699,000 | 2,198,000 |
| Securities available for sale | 42,522,000 | 40,401,000 | 40,911,000 | 39,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,500,000 | 159,349,000 | 173,753,000 | 198,764,000 |
| Interest-bearing deposits | 136,136,000 | 132,022,000 | 151,248,000 | 176,705,000 |
| Noninterest-bearing deposits | 22,364,000 | 27,327,000 | 22,505,000 | 22,059,000 |
| Equity capital | 19,819,000 | 19,630,000 | 20,540,000 | 20,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,389,000 | 6,743,000 | 10,281,000 | 13,430,000 |
| Interest expense | 1,755,000 | 3,274,000 | 4,830,000 | 6,577,000 |
| Net interest income | 1,634,000 | 3,469,000 | 5,451,000 | 6,853,000 |
| Noninterest income | 1,328,000 | 3,328,000 | 5,348,000 | 7,310,000 |
| Noninterest expense | 2,934,000 | 6,344,000 | 9,802,000 | 12,983,000 |
| Provision for loan losses | 65,000 | 65,000 | 65,000 | 565,000 |
| Pretax income | 33,000 | 458,000 | 1,002,000 | 616,000 |
| Income tax | 0 | 0 | 0 | -500,000 |
| Net income | 33,000 | 458,000 | 1,002,000 | 1,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,228,000 | 19,692,000 | 20,776,000 | 20,937,000 |
| Total capital | 20,929,000 | 21,391,000 | 22,475,000 | 23,135,000 |
| Risk-weighted assets | 156,380,000 | 163,942,000 | 175,712,000 | 185,713,000 |