Call reports 2025
HSBC BANK USA, NATIONAL ASSOCIATION — 2025
What HSBC BANK USA, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 166,236,581,000 | 169,752,417,000 | 162,239,855,000 | 165,262,283,000 |
| Total loans | 57,668,307,000 | 57,932,176,000 | 57,368,790,000 | 54,342,498,000 |
| Allowance for loan losses | 588,367,000 | 546,346,000 | 468,766,000 | 388,147,000 |
| Securities available for sale | 26,021,113,000 | 29,039,222,000 | 29,991,116,000 | 30,029,615,000 |
| Securities held to maturity | 18,138,241,000 | 18,546,341,000 | 18,264,404,000 | 18,293,042,000 |
| Trading assets | 19,119,885,000 | 21,257,852,000 | 20,266,452,000 | 23,228,730,000 |
| Total deposits | 132,222,468,000 | 131,834,548,000 | 129,352,501,000 | 129,196,051,000 |
| Interest-bearing deposits | 107,732,378,000 | 109,280,028,000 | 103,763,853,000 | 105,517,714,000 |
| Noninterest-bearing deposits | 24,490,090,000 | 22,554,520,000 | 25,588,648,000 | 23,678,337,000 |
| Equity capital | 16,100,625,000 | 16,405,374,000 | 16,454,465,000 | 16,200,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,795,608,000 | 3,614,258,000 | 5,427,204,000 | 7,141,704,000 |
| Interest expense | 1,151,047,000 | 2,314,733,000 | 3,462,818,000 | 4,498,277,000 |
| Net interest income | 644,561,000 | 1,299,525,000 | 1,964,386,000 | 2,643,427,000 |
| Noninterest income | 487,880,000 | 966,550,000 | 1,458,924,000 | 1,900,233,000 |
| Noninterest expense | 633,310,000 | 1,299,961,000 | 1,935,483,000 | 2,584,676,000 |
| Provision for loan losses | 106,945,000 | 115,406,000 | 67,951,000 | 57,008,000 |
| Pretax income | 391,088,000 | 845,978,000 | 1,465,792,000 | 1,948,523,000 |
| Income tax | 96,118,000 | 188,956,000 | 338,009,000 | 428,513,000 |
| Net income | 294,970,000 | 657,022,000 | 1,127,783,000 | 1,520,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,261,794,000 | 17,591,037,000 | 17,519,812,000 | 17,072,130,000 |
| Total capital | 19,395,260,000 | 19,692,135,000 | 19,520,377,000 | 19,027,172,000 |
| Risk-weighted assets | 95,736,540,000 | 97,476,510,000 | 98,049,934,000 | 97,826,887,000 |