Call reports 2023
HSBC BANK USA, NATIONAL ASSOCIATION — 2023
What HSBC BANK USA, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 164,491,861,000 | 165,204,668,000 | 161,303,825,000 | 165,171,605,000 |
| Total loans | 58,185,494,000 | 57,083,680,000 | 55,227,356,000 | 56,283,717,000 |
| Allowance for loan losses | 570,815,000 | 579,634,000 | 554,642,000 | 570,557,000 |
| Securities available for sale | 26,725,544,000 | 26,258,666,000 | 25,000,270,000 | 25,695,858,000 |
| Securities held to maturity | 10,551,831,000 | 13,427,883,000 | 13,975,297,000 | 15,075,363,000 |
| Trading assets | 17,581,228,000 | 19,489,097,000 | 20,492,228,000 | 22,224,851,000 |
| Total deposits | 132,679,109,000 | 131,839,415,000 | 128,085,364,000 | 130,183,717,000 |
| Interest-bearing deposits | 94,585,975,000 | 100,464,182,000 | 101,629,741,000 | 103,135,726,000 |
| Noninterest-bearing deposits | 38,093,134,000 | 31,375,233,000 | 26,455,622,000 | 27,047,991,000 |
| Equity capital | 16,505,538,000 | 15,593,907,000 | 15,591,325,000 | 15,470,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,573,920,000 | 3,268,783,000 | 5,015,723,000 | 6,894,221,000 |
| Interest expense | 931,593,000 | 2,052,898,000 | 3,289,322,000 | 4,609,628,000 |
| Net interest income | 642,327,000 | 1,215,885,000 | 1,726,401,000 | 2,284,593,000 |
| Noninterest income | 417,152,000 | 844,721,000 | 1,368,122,000 | 1,807,713,000 |
| Noninterest expense | 604,259,000 | 1,227,167,000 | 1,862,739,000 | 2,732,912,000 |
| Provision for loan losses | 8,211,000 | 17,193,000 | 24,400,000 | 43,489,000 |
| Pretax income | 438,431,000 | 786,334,000 | 1,186,323,000 | 1,076,457,000 |
| Income tax | 107,762,000 | 192,430,000 | 289,161,000 | 229,907,000 |
| Net income | 330,669,000 | 593,904,000 | 897,162,000 | 846,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,287,314,000 | 17,515,817,000 | 17,806,411,000 | 16,907,292,000 |
| Total capital | 20,419,380,000 | 19,676,259,000 | 19,929,369,000 | 19,023,871,000 |
| Risk-weighted assets | 101,205,294,000 | 99,890,207,000 | 96,852,256,000 | 95,455,040,000 |