Call reports 2026
LEGACY BANK — 2026
What LEGACY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 357,813,000 | 360,220,000 |
| Total loans | 229,568,000 | 234,363,000 |
| Allowance for loan losses | 2,584,000 | 2,604,000 |
| Securities available for sale | 97,456,000 | 96,488,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 290,736,000 | 279,688,000 |
| Interest-bearing deposits | 231,333,000 | 223,160,000 |
| Noninterest-bearing deposits | 59,403,000 | 56,528,000 |
| Equity capital | 63,850,000 | 65,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,118,000 | 8,445,000 |
| Interest expense | 1,613,000 | 3,285,000 |
| Net interest income | 2,505,000 | 5,160,000 |
| Noninterest income | 384,000 | 480,000 |
| Noninterest expense | 1,932,000 | 3,754,000 |
| Provision for loan losses | 0 | 113,000 |
| Pretax income | 957,000 | 1,773,000 |
| Income tax | 140,000 | 247,000 |
| Net income | 817,000 | 1,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 73,404,000 | 73,923,000 |
| Total capital | 75,988,000 | 76,527,000 |
| Risk-weighted assets | 262,940,000 | 265,664,000 |