Call reports 2025
LEGACY BANK — 2025
What LEGACY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 338,579,000 | 357,755,000 | 358,723,000 | 363,648,000 |
| Total loans | 204,622,000 | 207,702,000 | 211,261,000 | 236,483,000 |
| Allowance for loan losses | 2,906,000 | 2,891,000 | 2,845,000 | 2,684,000 |
| Securities available for sale | 102,765,000 | 97,991,000 | 99,404,000 | 98,524,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,895,000 | 295,803,000 | 293,903,000 | 287,280,000 |
| Interest-bearing deposits | 205,810,000 | 218,439,000 | 226,820,000 | 218,012,000 |
| Noninterest-bearing deposits | 72,085,000 | 77,364,000 | 67,083,000 | 69,268,000 |
| Equity capital | 59,436,000 | 61,123,000 | 63,794,000 | 62,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,972,000 | 7,799,000 | 11,859,000 | 16,084,000 |
| Interest expense | 1,408,000 | 2,829,000 | 4,393,000 | 5,948,000 |
| Net interest income | 2,564,000 | 4,970,000 | 7,466,000 | 10,136,000 |
| Noninterest income | 76,000 | 208,000 | 296,000 | 365,000 |
| Noninterest expense | 1,750,000 | 3,374,000 | 5,072,000 | 6,857,000 |
| Provision for loan losses | 0 | 0 | 0 | -45,000 |
| Pretax income | 890,000 | 1,804,000 | 2,690,000 | 3,689,000 |
| Income tax | 130,000 | 259,000 | 386,000 | 593,000 |
| Net income | 760,000 | 1,545,000 | 2,304,000 | 3,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,203,000 | 72,838,000 | 73,598,000 | 72,692,000 |
| Total capital | 75,109,000 | 75,729,000 | 76,443,000 | 75,375,000 |
| Risk-weighted assets | 238,644,000 | 241,560,000 | 247,698,000 | 268,107,000 |